Four sliders and four plain questions. It opens on the published case study — a national Encompass lender at 15,000 funded units — so you can see the shape before you put your own operation in. Every assumption sits underneath, editable. If you want the full model with all forty inputs, the payback curve and a business case you can hand to your CFO, use the detailed calculator. Same engine, same numbers. The reasoning is in The Infinity Loop.
Step 1
Your operation
Round numbers are fine. Nothing here is stored unless you ask us for the full breakdown.
6,000
50030,000
$400,000
$150K$900K
22
2250
8
1120
Step 2
A few quick questions
No lookups required — pick what sounds most like your shop.
Growth is where the loop pays hardest, because capacity arrives without hiring.
Sets how much time your loans currently sit in purchase suspense.
Sets what your quality exposure is worth today.
Selecting condition templates, keying bank names and account numbers, assembling files.
Conservative
ConservativeBalancedOptimistic
—
Value per funded loan
—
Hiring avoided by year three
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Annualized at year three
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See where the number comes from
The full breakdown shows every source of value, the three-year curve, and each assumption behind it —
in a summary you can print and hand to your CFO.
We use this to send your summary. No sequence, no reselling.
Where the value comes from
Annualized at year three, once the loop has matured.
Why it compounds
Each department improves on a curve, not a step. Rules accumulate; the engine keeps them.
ProcessingUnderwritingQuality control
Published production figures of +10%, +28% and +45% throughput are not three
different outcomes. They are the same curve read at six months, twenty-four months, and maturity.
Year by year
Capacity figures describe headroom created, never positions removed. The loop is trained by the
people doing the work — it does not replace them, and this model never assumes it does.
What this assumes
Printed with your summary so the numbers travel with their reasoning.
See it against your own loan products
A demo built around your Encompass environment, your investors, and your workflows. No generic pitch.
Advanced — open every assumption
Cost basis
Loop
Secondary market
Benchmark
Want every assumption on the table?
The detailed model exposes all forty inputs, the month-by-month payback curve, capacity against demand, and a lender-branded business case. It runs the same engine as this page, so the numbers will agree.
